What Is Mold?
Here in Florida and in other warm and moist climate areas, mold and fungi are present just about everywhere. As part of their reproductive process, spores are released into the air which contaminates it and causes illness to humans. Over time, even small fragments of mold can lead to causing an allergic reaction in people as well.
The spores are destructive to homes in that they destroy materials with cellulose. Florida built homes are mainly built with wood, paper and the drywall paper coverings as many of you may already know, meaning that this is a large threat to a homeowner’s property.
A Silent Intruder
Mold is the silent intruder and can cause severe health problems. It is generally what you can’t see because it is hidden behind the walls, that will cause the most problems. Your policy should have coverage up to $10,000.00 or more under certain conditions. However, many times this valuable coverage is improperly denied by the insurance company or not even considered when it should be.
Is Water Damage Excluded From Your Policy?
Mold is often the result of water damage to a home. Weather leaks, roof damage, a toilet overflow, or plumbing failure can all result in hidden mold. According to the CDC (Centers for Disease Control and Preventions) “current evidence indicates that allergies are the type of diseases most often associated with molds.” If you are susceptible to mold and mold is seen or smelled, there is a potential health risk; therefore, no matter what type of mold is present, you should arrange for its removal.”
Don’t Be Fooled…
Thousands of dollars of damages may be missed by an improper or hurried inspection by the insurance company representative. At 2nd Opinion Public Insurance Adjusters, we work with mold mitigation experts so you can expect the most benefit from your policy and move on with the repairs as quickly as possible.
Contact A Mold Public Insurance Adjuster in Orlando
Do not wait, contact us today and see why our decades of experience have worked in so many families favor. You work hard, do not allow the insurance company to improperly deny or ignore your claim. Contact us using the form below or call (407) 740-7494.